Personal Finance / Savings
  • +

    Knock-Knock-Knock

    Knock-Knock-Knock Who's there? The IRS! The next quarterly payment of estimated income tax for the self-employed is not far off. Network marketers who receive a...
  • +

    The Quagmire of Depreciation

    If you are a Small Business Owner or Self-Employed Person, there's one especially lucrative tax break that not only puts money in your pocket, it also makes the...
  • +

    What title specifics should I be aware of?

    Most buyers are diligent about finding a home to buy, negotiating a good price, securing the best mortgage possible and making sure the property is thoroughly i...
  • +

    Getting Raw Land, Not a Raw Deal!

    There is more to buying raw land than meets the eye and more than a few individuals have wished they’d had a second chance upon finding themselves duped, conned...
  • +

    Choosing A Debt Settlement Company

    What the debt settlement companies won't tell you If you're considering using a debt settlement or debt consolidation service to help you get out of debt quicke...
  • +

    Is Now The Time To Lock-In?

    I just looked at some mortgage charts, data going back to August, 1998. I did this because the "Refinance Activity Index" maintained by the Mortgage Bankers Ass...
  • +

    Don't pick the wrong agent

    Imagine this: You've decided to sell your home and buy a new one. You interview several agents and select the one that you think will do the best job. A few day...
  • +

    Sources of start-up money for your business

    Yourself You are the first and a necessary source of money. If your planned operation is modest enough, you may be able to supply all the capital yourself. (Abo...
  • +

    Waiting to Incorporate: What A Difference A Date Can Make

    If you're a sole proprietor, perhaps you've considered incorporating your small business or self-employment activity. And so maybe you've been wondering, "When ...
  • +

    Email Marketing The Right Way!

    8 tips for effective, safe, and ethical email marketing Email marketing is a very powerful tool for generating increased business and higher revenues. But if do...
  • +

    Before you sign

    So, you've done your research, and you've decided on a company. Before you sign, though, read the policy. In addition to verifying that it contains the coverage...
  • +

    Trying to Buy A "Diamond In The Rough"?

    The paper said "diamond in the rough." Which means either it needs lots of work or perhaps just a little TLC. But exactly how "rough" can a house be before a le...
  • +

    Seller Disclosure: It Protects Both Sides

    Longtime homeowners will snicker knowingly, but newbies learn the hard way: Seller disclosure is of critical importance. It makes you wonder why most states did...
  • +

    Open houses carry benefits

    Many sellers wonder if Sunday open houses are worth the inconvenience. Some complain that agents use open houses to pick up clients rather than to sell their ho...
  • +

    Making Money With Turn-Around Properties

    What is a turn-around apartment? One that you spin on the tip of your finger? Nope, usually a turn-around property is one that's distressed -- but has potential...
  • +

    Checklist of Deductions for Investors

    To encourage you to invest, Congress lets you deduct many of the expenses involved. Browse through this list to see what you may be able to deduct. Expenses You...
  • +

    There's more to an offer than price

    For many sellers, the sale price is all that matters when it comes time to review an offer. But there is more to an offer than the price. A residential purchase...
  • +

    If I file a claim, will my premium go up?

    You may be reluctant to file a claim because you fear that your premium will go up or your insurance will be cancelled. Practices vary from company to company. ...
  • +

    What to look for and look out for when selecting a realtor

    Most homebuyers and sellers use a real estate agent to help them buy or sell a home. But, not all buyers and sellers have the same degree of success. Real estat...
  • +

    How can I avoid scams after a disaster?

    If your home was destroyed by a hurricane, wildfire or other disaster, be cautious. Unfortunately, there are dishonest service providers that prey on disaster v...
  • +

    Factors Affecting Your Offer Price

    How Property Condition Affects Your Offer Since you have toured the property you are interested in, you should know how it compares to the general neighborhood....
  • +

    Why You Should Quit Looking f or Properties

    Still looking for property? Not me. I've given up and quot;looking for houses. and quot; Yes, I've just flat out kicked the habit and no longer have any interes...
Real Estate
  • +

    Real Estate: Leasing Is An Option!

    You may be thinking about purchasing a property or maybe making your first steps into the real estate business. You may be overwhelmed by the figures this impli...
  • +

    Real estate not always secured with highest bid

    Most sellers would be delighted to receive multiple offers. However, figuring out which offer to accept is not always as simple as you might think. Suppose you ...
  • +

    Low Rates Fuel Refi Boom

    It's not a boom, at least not officially. But the rush to refinance is definitely on. "This month may make our year," says Tom Ward, president of Majestic Mortg...
  • +

    Sellers hone real estate pricing strategies

    Pricing to obtain the highest selling price possible depends on an unbiased analysis of the comparable sales data for your neighborhood. Although tempting, it u...
  • +

    Deciding whether to buy or sell first is rarely easy

    Deciding whether to buy or sell first is rarely easy. There are pros and cons to each strategy. If you buy a new home first, you'll eliminate the anxiety about ...
Mortgage
Everything about Refinance Home
Everything about Refinance Home Whenever interest rates drop, as they sometimes do, homeowners might have the opportunity to save money on their loan payments. As a rule of thumb, lower intere...
  • +

    Hunting For a Real Estate Bargain?

    With real estate prices softening and ARM rates hitting new highs, some investors are betting on a new round of foreclosures to bring great investment opportuni...
  • +

    The Reality of Real Estate

    These days the margin for error when it comes to real estate is shrinking pretty fast. With the prices rising time is running short. These days it seems that th...
  • +

    Move by Yourself or Hire a Moving Company?

    One of the first questions that you will have to ask yourself before moving day is whether to move yourself or hire a moving company. In almost every case invol...
  • +

    A New View On Time Shares

    The dream of owning a second vacation home is one of the biggest around. We seem to forget that the moment we buy it something goes wrong if you rent it out whi...
  • +

    Discount Brokers Can Save You Money

    Ever think about how much Americans pay each year in real estate commissions? How about $63 billion dollars annually! The average commission rate a realtor take...
Investing
A Loan In Storeys, A Good Investment
A Loan In Storeys, A Good Investment If you are thinking of a loan in stages, its not the idea at all. What Im talking about is a mortgage loan as an investment that can be harnessed even if you ar...
Stocks

Are You Trading Stocks, Futures or Forex in '3D' or '2D'?

Are You Trading Stocks, Futures or Forex in 3D or 2D? Too many traders approach trading from a 2 dimensional standpoint and this goes for stock, options, futures, forex tradersyou name it. The number of winning tra...

Stocks vs. Bonds: Differences and Risks

Stocks vs. Bonds: Differences and Risks In the world of investments, youll often hear about stocks and bonds. They are both feasible forms of investment. They allow you the opportunity to invest your ...

Watching The Market Too Much When Trading Will Have A Negative Impact On You.

Watching The Market Too Much When Trading Will Have A Negative Impact On You. Quite a few years a go, my Dad decided to buy some stocks. It was a parcel of 5 stocks. The idea was to hopefully see some medium term gains, maybe over 6 to 12...